The purpose of this website is to help you understand the dynamics of personal money and to help you develop your money management mentality.

All articles have been grouped below under their categories for your easier reference. I hope they provide values which you deem worthwhile for your time spent here :) This website is not fully functioning yet so please stay tuned!

Perspectives: Food for Thought Using a common sense angle to look at personal money, articles here shed light on how seeing things from a higher level of understanding can help you interpret your finances better and thus enable you to manage your monetary elements more effectively/efficiently.

Personal Income: Our Main Money Interest This page offers the main interest on money we all tend to focus on - Income. You need to know that a 'job' is not the only 'reliable' source of income. There are so many other money making opportunities out there if you but just open your eyes and free your mind. Articles shared here show you the many income opportunities which you can pursue and how to succeed in it.

Make Money Online: Internet Income Formerly a category under Personal Income, I've decided to re-structure this page and put it on my homepage. As more and more people look towards making money online, more and more money making opportunities will be available, which is why this subject should stand on its own.

Personal Spending: How to Manage Your Spending While income is the most common money topic we tend to focus on, spending are equally (if not more) important. Spending money, like most of the things in the world, can be both good and bad; it can bring happiness and can also bring sorrow. The key is to balance them in such a way that your personal spending tilts more towards happiness. Articles on this page show you how you can spend appropriately, reduce your spending, and increase your savings opportunity.

Personal Savings: How to Save More Money Savings is another important money management element. No point making or earning all the money in the world just to let it slip away through your expense 'pocket'. Even the term 'Cash Flow' suggests that as easily as cash can flow in, it can flow out as well. If this element of your money is managed effectively, you will open yourself to greater opportunities. It will enable you to leverage on money in achieving a greater financial position (Strategies of doing this is discussed in the next element).

Personal Investing: Putting Your Money to Work If you're familiar with the saying, "Don't work for money, let money work for you" then you should know this idea is based on the concept of investing. Through your investments, the most common financial objective is to ensure that your investment returns are greater than your savings returns. Here I share ideas on where you can put different types of savings into different types of investment vehicles and make the most out of it.

Personal Investing is a much larger topic when compared to Personal Money so I'll remember to tread carefully when preparing the articles for this page because investing will be extremely risky if you do not know what you are getting yourself into.

I’ve always had keen interest of observing people and the way they manage their money, and the one thing I've come to learn about personal money: Manage it or it will manage you!!

I truly hope my website will help you see your financial matters more clearly and consciously, as well as serve as a valuable resource to you in achieving greater financial success or even financial freedom.

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